Debt Management

  • Whether it is a credit card or personal loan, we can help you to restructure your debts and be debt-free.
  • A tailored debt management program to meet your unique needs.
  • It is easy to pare down your credit card/personal loan interest rate from 18% to a lowest rate.

How we work

  • 1. Customers Reach Out

    Whether it is an enquiry or request for an in-depth consultation, you can reach out to us via email, call, WhatsApp, message, or even a call.

  • 2. Let’s Meet Up

    Our consultants will try their best to make an appointment for a face-to-face meeting so they can help to understand your financial needs further whilst offer an overview of the prospective alternatives as well as outcomes.

  • 3. Proposal

    Upon the in-depth interview and analysis, our consultant will begin to construct a proposal that includes the best solution which may comprises of existing bank products to suit your personal needs. Process of negotiation, consideration and elimination will take place here from the client’s end.

  • 4. Submission

    Upon agreeing on the proposal and goals, our consultant will help the client to submit the application of the selected solution (along with applicable documents) to the respective banks/institutions.

  • 5. Approval

    As soon as the solution is approved, client may start enjoying lower interest rate in their loans and aim towards achieving their debt-free status within the timeframe. On top of that, they can even plan their other financial goals with the help of our consultants too!